Pricing & Cost Analyst

About 8Twelve Mortgage Power Network 8Twelve Mortgage Power Network is a fast-growing network of experienced mortgage agents, brokers and brokerages - the right partner for your business. Our commitment and dedication is providing you with hands-on training, underwriting, coaching and ongoing support for independent agents in the industry. 8TM’s Power Network provides agents with “a one-stop shop” with access to mentorship, coaching, networking and community events, and sales and marketing tools. Our Proprietary Technology With our very own customized end-to-end mortgage brokerage platform (INFIN8), 8Twelve is disrupting the financial technology industry from the front lines. We have proudly partnered with 60+ lenders to help Canadian families finance their dream homes. Join our team! About the Role Are you currently working for a brokerage and looking for a change to grow and take on a leadership role to help Mortgage Agents, coach them and provide ongoing support? 8Twelve Mortgage Power Network is expanding and is seeking Team Lead (Experienced) Mortgage Agents to join the team. In this role, you are a Motivated self-starter who will thrive in a fast-paced, rapidly growing environment. You will have the ability to manage multiple mortgage agents while nurturing and developing them, delivering exceptional response times, and increasing efficiency within the process.Be accessible to them, monitor their performance and provide advise. Motivate them to perform their duties well and problem solve. A snapshot of a typical week: Manage personal pipeline to ensure service standards and financial goals are met Work and establish and foster relationships with Mortgage agents and assist them in making an informed decision for their clients. Oversee the entire mortgage process for each mortgage agent, from initial contact to completion, including application, document collection, lender submission, condition fulfillment and closing activities Ensure proper follow-up is given to each Mortgage Agent throughout the mortgage process Keep informed on trends and developments in the local real estate market, as well as changing rules and regulations, pertaining to both private and government-insured mortgages and advise mortgage agents with the information. Be accessible at all times to their team members. Requirements Success looks like if you are: Driven, motivated, self-starter, problem-solver, organized, great communicator Experienced. To succeed in this role, we’re asking for:- A High School Diploma Mortgage Agent License 1-3 years of experience as a Mortgage Agent/broker. Previous leadership experience is an asset. Don’t meet every requirement listed but have transferable skills, a willingness to learn and a passion for helping others? 8Twelve Mortgage Power Network is dedicated to diversity, inclusion and an authentic workplace. If you are intrigued by this role with past experiences that don’t align with our requirements, we would still like to hear from you! We consider all applicants and recognize that you might be the right candidate for this or any other role. Benefits No Term Contract Competitive Commission Structure Team/Brokerage Building Opportunities Dedicated IT Support and Broker Success Manager Comprehensive and Ongoing Training: Sales, Underwriting, Product Please note this is a 100% commission role.

About Dialectica Dialectica is a leading B2B information services firm that serves the world's top consulting, investment and largest corporate businesses, by enabling them to gather real-time information and insights from industry experts across various markets, industries, and regions. Dialectica has been recognized as one of Europe’s fastest-growing companies by the Financial Times for 5 years in a row, a Top Employer for Recent Graduates by The Career Directory in Canada and a Best Workplace.   We believe in supporting our people to do their best work and grow, and building a dynamic, empowering, and respectful workplace is core to our purpose: Accelerate the shift to a prosperous society by empowering better decision-making. For more information, visit dialecticanet.com   What you will do The Insights Private Equity group at Dialectica plays a key role in driving growth and scaling an emerging business unit within the company. Your primary responsibilities will include: Proactive Content Develop proactive content on topics of interest to private equity clients in your coverage area  Lead exploratory sessions to discuss proactive content with clients and generate  client opportunities  Scoping & Technical Sales Scope client needs and generate client opportunities / project mandates across the full suite of Dialectica’s offering for Private Equity (Expert Calls, Voice of Customer, M&A Mapping, Deal Advisors, Origin etc). Product Delivery & Relationship Management Manage Insights product team delivery and quality assurance directly (e.g. Voice of Customer Insights, M&A Mapping etc).   Work with other product groups to ensure quality assurance and excellence in delivery across the full suite of Dialectica’s offering Play the lead role in developing client user penetration through project relationships and leverage opportunities to expand the user base through referrals and relationship building. Product Innovation  Find opportunities to innovate Dialectica’s Insights product offering for private equity clients by testing and co-creating new Insights modules with clients  Account Management Own and nurture both senior relationships and central budget-holder relationships to advocate for Dialectica within your coverage area.  Handle annual renewals and package commitments sale processes.  What we are looking for 4+ years of professional services / consulting or equivalent experience; transactions experience highly valued Exceptional interpersonal and communication skills, with the ability to influence and engage stakeholders at all levels Strong business acumen and strategic thinking, with the ability to identify opportunities for revenue growth and market expansion Demonstrated leadership experience, with the ability to inspire and motivate colleagues to achieve ambitious goals Results-oriented mindset, with a focus on delivering exceptional value to clients and driving business growth What you will get Be part of a creative, entrepreneurial and fast-paced team Support and coaching from some of the most engaging colleagues around Opportunities to develop new skills and progress your career in a global organisation Learning and development programs Competitive compensation schemes RRSP with employer match Comprehensive health coverage (life, medical, dental, vision, and employee assistance programs) Substantial Wellbeing program (allowance, flexible and volunteering days A diverse and inclusive culture supported through a number of initiatives The freedom and flexibility to handle your role in a way that's right for you

Who we are: Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada. Our platform helps businesses close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase. We are small enough that you can make an impact within the company and large enough to make an impact in the market. Financeit is a company where collaboration, inclusivity, fairness, and respect aren’t just ideas that get talked about, but are part of who we are. If such a workplace intrigues you, we hope you’ll join us. About the role: If you’re ready to take your strategic thinking, advanced analytic skills, and knack for digging into the details to the next level, while leaving your mark on a rapidly growing organization, we want to hear from you! As the Analyst, Risk Data Engineering & Automation, you’ll work under the direction of the Director - Risk Analytics, Data Science & Reporting to ingest and deliver new data sets, build automation pipelines and apply RPA and GenAI to dramatically improve the efficiency & effectiveness of how we record, measure, action and solve risk-related (disputes, fraud, AML, collections, etc.) issues. Oh, and yes, being fun matters. A lot. What you’ll do: Support projects and initiatives across Risk by identifying, aggregating, transforming and integrating the best data possible into proprietary tools, data warehouses, representative models, and predictive forecasts, as required Ensure data quality and accuracy by taking ownership for, and management of, Risk data repositories Architect and scale automation (RPA, GenAI, pipelines, etc.) and data infrastructure solutions that drive efficient risk management (credit, fraud, merchant) outcomes Contribute to the ongoing development and refinement of accurate operational and financial forecasts (stock-flow, time-series, econometric) that predict consumer & channel partner credit and fraud losses across products, segments, and stakeholders Support the development and delivery of on-time high-quality Loss Forecasts and Risk (vintage-level performance), Operational (e.g. Collections performance), Lender (e.g., Portfolio Performance), and Financial (e.g., IFRS) dashboards and reports Develop and support the delivery of high-quality automated triggers to notify key partners and stakeholders of the most pressing Risk issues needing their attention Support the development, implementation, and deployment of advanced risk prediction and scoring models Document data sets, tools, and processes (using tools like Confluence) in ways that ensure clarity and a seamless and accurate internal transfer of knowledge Partner with cross-functional strategy, reporting and data science teams to understand their goals and ensure they have what’s needed to succeed and thrive Participate in strategic projects and initiatives related to risk management Foster a team culture rooted in dedication, curiosity, and continuous improvement Requirements University degree in Engineering, Math, or Computer Science 2+ years of full-time and/or internship/PEY experience in data engineering, data analytics, dev ops, model ops, applied AI, and/or automation 2+ years of applied experience in building data repositories, automating data pipelines and process and/or creating analytic models using tools like dbt, Airflow, Python, and/or Redshift Advanced skills in data manipulation, visualization, and modeling, with proficiency in SQL, Looker, and Excel would be highly valued Experience working in indirect (B2B2C) lending / consumer credit risk, commercial credit risk, fraud, collections & recoveries and/or in an analytics or automation capacity at a financial institution would be a strong asset Strong strategic thinking, judgment, communication (verbal, visual, and written), and advanced problem-solving analytic skills Legitimately curious and passionate about finding the “right answer” with a detail-oriented mindset and a “healthy sense of paranoia” about quality Highly organized, disciplined and driven, with the ability to manage competing priorities while meeting deadlines. Balanced sense of pride & humility with the ability to thrive in a collaborative environment and bring energy and enthusiasm to team culture Benefits Winner of Canada’s Most Admired Corporate Culture twice, we offer more than just the basics. Take advantage of: An award-winning culture with a collaborative & inclusive team. Competitive pay and performance-based bonus. Committed to flexible work arrangements, offering hybrid workplace options. Comprehensive medical, dental and vision coverage + Lifestyle Account. RRSP Matching and Parental Leave Top UP Program. In office massage, meditation & workout sessions. Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives. Career learning and development programs. Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview. Financeit is an equal opportunity employer. Accommodation is available on request for candidates taking part in all aspects of the selection process.

Who we are: Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada. Our platform helps businesses close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase. We are small enough that you can make an impact within the company and large enough to make an impact in the market. Financeit is a company where collaboration, inclusivity, fairness, and respect aren’t just ideas that get talked about, but are part of who we are. If such a workplace intrigues you, we hope you’ll join us. About the role: We are seeking a highly experienced and strategic Director, Collections & Recoveries to lead our critical Collections & Recoveries function. This is a pivotal role that sits at the intersection of operational excellence, customer experience, and financial performance. You will be instrumental in designing and executing our Collections and Recoveries strategy, optimizing internal processes, and effectively managing our external Recoveries partners. Your leadership will ensure responsible and compliant recovery efforts, contributing directly to our company's profitability and maintaining our strong brand reputation in the Canadian market. What you’ll do: Strategic Leadership & Development: Contribute strategic insights to the broader operational leadership team regarding credit risk, portfolio health, and customer lifecycle management. Foster a culture of accountability, continuous improvement, and ethical conduct within the collections department. Provide clear objectives, performance feedback, and professional development opportunities for team members. Operational Management & Efficiency: Oversee all aspects of the collection’s operation, including early-stage, late-stage, and specialized recovery efforts for installment loans. Design, implement, and optimize collections processes and workflows to maximize recovery rates, minimize losses, and enhance operational efficiency. Drive automation initiatives within collections to improve efficiency and reduce manual effort. Third-Party Vendor Performance Management: Lead the selection, onboarding, and performance management of third-party partners, while establishing clear SLAs, KPIs, and robust reporting mechanisms to ensure accountability across all vendors and internal processes. Data & Analytics: Develop and implement a data-driven collections strategy aligned with Financeit's overall financial goals and risk appetite. Utilize advanced analytics and reporting to identify trends, forecast portfolio performance, and proactively adapt collections strategies. Present clear, actionable insights and recommendations to senior leadership on collections performance and portfolio health. Compliance & Risk Management: Ensure all collections activities comply with relevant Canadian federal and provincial regulations (e.g., consumer protection laws, collection agency acts, privacy regulations). Work closely with the Chief Risk Officer and General Counsel to maintain a robust risk framework within collections, identify emerging risks, and manage operational risk effectively. Customer Experience & Brand Protection: Champion a responsible and empathetic approach to collections that balances recovery goals with maintaining a positive customer experience, even during difficult financial periods, upholding Financeit's brand values and commitment to customer trust. Requirements Bachelor’s degree in business, Finance, Economics, or a related field. 7+ years of progressive experience in collections management within a financial institution, with a significant portion of that experience in a leadership role (e.g., Senior Manager, Associate Director, Director). Minimum 5+ years of direct experience in the consumer lending or financial services industry, with a strong understanding of installment loans or similar credit products. Proven experience in managing third-party collections agencies and legal recovery processes. Demonstrated strategic thinking capabilities with a track record of developing and executing effective collections strategies that drive results. Strong analytical skills with the ability to leverage data to derive insights, build models, and inform decision-making. Deep knowledge of Canadian collections regulations, consumer protection laws, and privacy legislation (PIPEDA). Exceptional leadership, coaching, and team-building skills. Excellent communication, negotiation, and presentation skills, with the ability to influence stakeholders at all levels. Experience in a fintech or fast-paced, high-growth environment is a significant asset. Benefits Winner of Canada’s Most Admired Corporate Cultures twice. We offer more than just the basics, take advantage of: An award-winning culture with a collaborative & inclusive team. Competitive pay and performance-based bonus. Committed to flexible work arrangements, offering hybrid workplace options. Comprehensive medical, dental and vision coverage + Lifestyle Account. RRSP Matching and Parental Leave Top UP Program. In office massage, meditation & workout sessions. Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives. Career learning and development programs. Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview. Financeit is an equal opportunity employer. Accommodation is available on request for candidates taking part in all aspects of the selection process.

About Dialectica Dialectica is a leading B2B information services firm that serves the world's top consulting, investment and largest corporate businesses, by enabling them to gather real-time information and insights from industry experts across various markets, industries, and regions. Dialectica has been recognized as one of Europe’s fastest-growing companies by the Financial Times for 5 years in a row, a Top Employer for Recent Graduates by The Career Directory in Canada and a Best Workplace.   We believe in supporting our people to do their best work and grow, and building a dynamic, empowering, and respectful workplace is core to our purpose: Accelerate the shift to a prosperous society by empowering better decision-making. For more information, visit dialecticanet.com   What you will do The Insights Private Equity group at Dialectica plays a key role in driving growth and scaling an emerging business unit within the company. Your primary responsibilities will include: Proactive Content Develop proactive content on topics of interest to private equity clients in your coverage area  Lead exploratory sessions to discuss proactive content with clients and generate  client opportunities  Scoping & Technical Sales Scope client needs and generate client opportunities / project mandates across the full suite of Dialectica’s offering for Private Equity (Expert Calls, Voice of Customer, M&A Mapping, Deal Advisors, Origin etc). Product Delivery & Relationship Management Manage Insights product team delivery and quality assurance directly (e.g. Voice of Customer Insights, M&A Mapping etc).   Work with other product groups to ensure quality assurance and excellence in delivery across the full suite of Dialectica’s offering Play the lead role in developing client user penetration through project relationships and leverage opportunities to expand the user base through referrals and relationship building. Product Innovation  Find opportunities to innovate Dialectica’s Insights product offering for private equity clients by testing and co-creating new Insights modules with clients  Account Management Own and nurture both senior relationships and central budget-holder relationships to advocate for Dialectica within your coverage area.  Handle annual renewals and package commitments sale processes.  What we are looking for 11+ years of professional services / consulting or equivalent experience; transactions experience highly valued Exceptional interpersonal and communication skills, with the ability to influence and engage stakeholders at all levels Strong business acumen and strategic thinking, with the ability to identify opportunities for revenue growth and market expansion Demonstrated leadership experience, with the ability to inspire and motivate colleagues to achieve ambitious goals Results-oriented mindset, with a focus on delivering exceptional value to clients and driving business growth What you will get Be part of a creative, entrepreneurial and fast-paced team Support and coaching from some of the most engaging colleagues around Opportunities to develop new skills and progress your career in a global organisation Learning and development programs Competitive compensation schemes RRSP with employer match Comprehensive health coverage (life, medical, dental, vision, and employee assistance programs) Substantial Wellbeing program (allowance, flexible and volunteering days A diverse and inclusive culture supported through a number of initiatives The freedom and flexibility to handle your role in a way that's right for you

We are looking for a full-time Senior Compliance Analyst with experience in the financial services industry to help build and support the Legal and Compliance function at Validus. This position is a great opportunity for an ambitious individual looking to join a growing business and to develop their career within a dynamic team spanning finance and technology. Support the embedding of regulatory compliance requirements across the company, ensuring all staff have read, understood, and signed the required compliance documents, policies, and procedures. Assist in monitoring the company’s compliance with regulations in all operational jurisdictions and help implement and execute the Compliance Framework and Compliance Monitoring Plan. Assist with the preparation and filing of submissions to various regulators (e.g., FCA, NFA, CFTC, OSC, NFSA), ensuring accurate and timely filings. Work closely with the Onboarding team to ensure effective ‘Know Your Customer’ checks are completed in accordance with applicable regulations. Investigate trade errors and work towards resolution while ensuring adherence to regulatory guidelines. Regularly update company policies and procedures to reflect the latest regulatory changes. Contribute to the delivery of compliance training programs across the company. Contribute to the preparation of reports for management and the Board on compliance matters, highlighting key compliance risks and issues. Conduct regular compliance audits and risk assessments to identify vulnerabilities and recommend improvements. Advise the General Counsel and Head of Compliance on regulatory developments and their potential impact on the business. Assist with managing relationships with external regulators and compliance advisors, ensuring ongoing communication and collaboration Requirements Strong educational background with a university degree. Highly organised, reliable, able to meet deadlines, self-motivated with the capacity to work autonomously, as part of a team and across teams. Able to work off own initiative and feel comfortable putting together board and senior management level presentations. Strong analytical skills. Strong communication and inter-personal skills with commercial awareness. Strong report writing skills and attention to detail. Strong time management and organisational skills, and ability to prioritise and multi-task and work within tight deadlines. High standard of written and spoken English required to communicate effectively to stakeholders at all levels. At least 5+ years’ experience in Compliance within the financial services industry Benefits Competitive salary Company and personal performance-based bonus paid semi-annually. (Eligibility to join scheme following 6 months service) Annual Learning and Development allowance. #LI-KN1