
-Wear the same winter jacket every winter, for as long as possible. (100-200 $ saved per year) -Purchase clothing at the thrift store or any second hand market (300-600 $ saved per year) -For hair : use a clipper or ask for help from a skillful friend (300 $ saved/year) -If your friend needs to upgrade to a new computer, purchase his old computer (and possibly save 700 $) -Always buy meat on sale at the supermarket (close to 2500 $ of savings per year) -Try repairing your own shoes if possible (saves 150-200 $/ year) -Cook your own portioned meals, following a specific cost per recipe. (saves 1000 $ /year) -Do CarPooling for your groceries and share the cost of the gasoline (300-500 saved per year) -Recent transactions must be paid back on credit card, within 7 days -UNSUBSCRIBE from unused services, or SPOTIFY -Profit from a CASHBACK Credit Card and get that 4%-5 % bonus at the end of the year -Make MAXIMUM usage of a service like Netflix /Go to movie Theater on super-cheap days. -Routinely check for sales at different supermarkets. -Avoid purchasing Gatorade, Chocolates, Candies, Chips from groceries ; go to DOLLORAMA -Use public transportation (You save 2500-4000 per year in gasoline, repairs, insurance and contravention) -Only use ONE CREDIT CARD as a safety net for emergencies (medical, dental) -Excess money should either serve as EMERGENCY BACKUP, or to help reduce a credit card debt. -TRY TO BE 2 PEOPLE paying back THE EXACT SAME credit card. It helps a lot. -Always add 30-50 $ of payment on any payment for your credit card. Potential amount saved with these strategies : between 8000-10 000 $ per year
